Build and track your lease payment schedules
Extract lease contract data, generate the consolidated payment schedule and check every month that booked lease payments are correct.
Introduction
Extract lease contract data, generate the consolidated payment schedule and check every month that booked lease payments are correct.
When to use this Phacet
Built for accountants, controllers and CFOs who want to:
- Build a lease payment schedule automatically from PDF contracts.
- Combine all contracts into one consolidated schedule with a monthly payment view.
- Verify every month that booked lease payments match the schedule.
- Produce lease appendices for year-end close and auditors in one click.
AI skills involved
Read and convert any financial file, whatever the format
Phacet reads PDFs, scanned invoices, bank statements, email attachments and ERP exports natively — regardless of layout, quality or source. No manual preparation, no template to configure. If you can open it, Phacet can read it.
Automatically pull key data points from your documents
Phacet identifies and extracts the fields that matter — invoice numbers, amounts, due dates, IBANs, supplier references, VAT codes, contract terms — even from unstructured or inconsistent documents. Data comes out clean and ready to use in the next step.
Get notified on what matters and share results without manual work
Phacet sends alerts the moment a threshold is crossed or an anomaly is detected by email, Slack or in-app. It also generates summaries, dashboards and structured exports ready to send to your ERP, your team or your management. Results reach the right people at the right time, automatically.
Validate every line against your rules, thresholds and references
Define your rules once - negotiated prices, spending caps, expense policy, contract conditions, approval thresholds - and Phacet applies them to every single row, every time. Every discrepancy is flagged with the exact reason, ready for review.
Business impact
Loan schedules generated directly from your contracts, not manually entered.
The agent extracts structure, term, rate, insurance, and payments from the PDF. The schedule is ready in minutes.
Monthly cut-off fully under control.
The agent identifies quarterly lease payments and flags when a month without a payment requires accruals or prepaid expense adjustments (accrued expenses or deferred charges).
Leasing annexes ready for audit.
The consolidated schedule is used directly as an appendix for auditors or accountants. Always up to date.
Integrated with everything
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Steps to get Started
Import your lease contracts in PDF format. The agent extracts: asset type (equipment), term, rate, insurance, payment frequency, and rent.
Phacet generates the schedule: one row per contract, one column per month, with each payment broken down into principal, interest, and insurance.
The agent compares total expected lease payments with expenses recorded in the accounting system. Discrepancies and cut-off omissions are flagged.
Export the consolidated schedule as a closing appendix for your accountant, auditor, or bank.
Unlock your AI potential
Do more with your existing resources using tailored AI solutions.
Frequently Asked Questions
Yes. The insurance cost is extracted separately and spread evenly over the contract term.
The agent detects the payment frequency and generates the schedule accordingly. It also flags months without payments to support accrual entries (accrued expenses / FNP recognition).
There is no limit. Whether you have 5 or 50 contracts, they are all consolidated into the same schedule.
